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How Much Should You Save? Meet Your Retirement Goals with These Tips
If you're 40 or younger, it's tough to predict how much money you might need when retirement is decades away. A few key calculations, however, can help you make sure your savings plan is on track. h4. Saving Depends on Life Stage Rebecca Pace, a Cincinnati-based financial planner and CPA, recommends putting aside at least 10 percent of your income when ... -
Set Priorities for Your First Paychecks
You’ve populated your cubicle with desk supplies, hung your recently earned college diploma and found your way to the break room without assistance. Now it’s time for that crucial reckoning with your financial conscience. By your right ear, a fluttering spirit whispers, “Save!” On the other side, a troll shouts, “Are you kidding? Spend!” To be sure, in our consumer culture, ... -
Five Habits of Millionaires
According to a study of college students at the Ernst & Young International Intern Leadership Conference in Orlando, Florida, 59 percent of these young leaders expect to be millionaires within their lifetime. What's more, 5 percent of them expect to hit the million-dollar mark while in their 20s. And the super-rich are a growing group. The top 0.1 percent of the ... -
Are You Underpaid?
Are you making as much money as you should be? If you've been pondering this question, you're not alone. A 2006 survey by staffing services company Randstad USA and Harris Interactive found that 39 percent of employees surveyed believe their salary is lower than market rates, up from 28 percent surveyed in 2005. Meanwhile, 50 percent of employers think the salaries ... -
Is Your Retirement Money at Risk?
Since May 10, 2005, when a bankruptcy judge let United Airlines default on its pension plan, employees at all types of companies have started to wonder whether their retirement money is safe. The good news: It probably is. h4. Retirement Plans Explained The United case applies to traditional defined-benefit pension plans, which guarantee workers a defined monthly income after they retire. ... -
Second-Career RTs: Strategies for Making a Successful Transition
Many career changers discover age is no obstacle to starting over as a radiologic technologist (RT). They find employers value their maturity, stability and strong educational preparation. In addition, the experience gained during clinical rotations helps ease the transition into the new work environment. Three latecomers to radiologic technology share their insights on the field, as well as their strategies for ... -
Step-by-Step Guide to Negotiating a Great Salary
Here's a secret: Employers rarely make their best offer first, and job candidates who negotiate generally earn much more than those who don't. And a well-thought-out negotiation makes you look like a stronger candidate -- and employee. "We found that those people who attempted to negotiate their salary in a constructive way are perceived as more favorable than those who didn't ... -
8 Things to Never Say to a Patient
You don’t get to choose your patients. So your relationship with them can range anywhere from “match made in heaven” to “your worst nightmare.” Any appointment can be a potentially difficult situation, mainly because when patients come to see you, they’re probably already anxious. They may be concerned about what’s ailing them, be uncomfortable with the sterile atmosphere, or have a ... -
10 Best and Worst Excuses for Missing Work
We've all been there. It's a beautiful day, and you can't bear the thought of going into work. So you call in with some excuse about feeling ill, but you know in your bones that your boss doesn't buy it. The feeling ill excuse is a short-term solution that won't win you any fans at the office - someone else ... -
10 Worst Things to Say to Someone Who Just Got Laid Off
Someone you know just lost their job. Yikes. You want to be supportive. You want to help them see the positive side of their misfortune. You want to buy them a drink. And you should! But please, tread carefully. The time directly following a layoff is a delicate one. Your friend will want your help, but they may not be ... -
How to Negotiate a Raise in Healthcare
Although the thought of asking for a raise may give you the jitters, you probably won't be able to avoid the issue forever. At some point in your healthcare career, it's likely you'll have to request a salary increase to get paid what you deserve. Here are some tips for negotiating a higher healthcare salary with a minimum of angst. [page] ... -
What's Holding You Back in Your Career?
Is there some task or project you've been doing your creative best to avoid working on? I'll bet there is. But instead of wasting mental energy worrying about it, you can learn to overcome your resistance and tackle important, high-value tasks quickly and efficiently so that whatever your goals, you'll move forward faster. Here's how. Identify What You're Resisting >> [page] ... -
How Well Are You Really Performing at Your New Job?
When you start a new job, human nature is to focus on the surface of things: the photocopied vision statement included in your orientation package, how your peers dress and the date HR designates for your first performance appraisal. But if you’re going to use this job to further your career goals - or even if you just want to last ... -
Laid Off? Eight Effective Ways to Respond
If you’ve been laid off recently or think you might lose your job in the near future, you need to respond strategically and massively. The hard reality about layoffs, though, is that how you respond may depend on your financial and emotional state. You may have predicted this event and prepared for it, or you may view the layoff as a ... -
Ten New Year's Resolutions for Entry-Level Workers
The dawn of a new year can be depressing if you focus on all the things you could or should have done the last 12 months. But if you look to the future, you can turn things around, especially if just starting your post-college career. How? By making a few career-related New Year's resolutions and committing yourself to achieving them in ... -
Top 10 Tips to Balance Work/Life in 2009
A new year, a new president, new financial pressures -- 2009 is shaping up to be a year of opportunity, uncertainty, optimism and change. However change doesn’t only have to be negative. Change can be very positive, and balancing work and personal life is key to positive attitude and your happiness. Keeping an open mind and an optimistic heart will go ... -
Six Tips to Survive Your First Year as a Hospital RN
The first year on the job is often the toughest for new nursing graduates, especially those who work in hospitals. In fact, new nurse graduates account for more than half of the turnover rate in some hospitals, according to a study published in 2007 by Johns Hopkins University School of Nursing researchers. “There really are multiple reasons for [the first-year ... -
Take Care of Loved Ones or Yourself with the FMLA
You're at work, finishing up an assignment at your desk, when the phone rings. It's your 81-year-old widowed mother's neighbor calling to tell you your mom has been hospitalized with a suspected stroke. She'll be OK in the long run, you learn, but she's going to be laid up for some time and won't be able to meet her own basic ... -
Should Nurses Blow the Whistle?
With the various corporate scandals of recent years, we've seen plenty of headlines about whistleblowers in the business world. Now, the nursing industry is bringing us its own front-page cases that could see more medical watchdogs come to the fore. Legal experts say the number of whistleblower cases in the healthcare field has been on the rise since 1999, when the ... -
Stimulus Act Benefits for the Unemployed
A number of provisions to help the unemployed are included in the American Recovery and Reinvestment Act (ARRA), and here’s a list of some of the major benefits. Offerings vary greatly by state, so check with your local unemployment office to find out what exactly is available to you. Increased Unemployment Benefits The ARRA funds a new temporary Federal Additional Compensation ...















