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The "What," "Why," and "How" of Malpractice Insurance

The "What," "Why," and "How" of Malpractice Insurance

Georgia Price / AllHealthcare

Why Should You Get Medical Malpractice Insurance?

If you have employer coverage, purchasing additional insurance may be a smart idea. Employer-based malpractice insurance does not always cover a healthcare worker 24 hours a day. Extra coverage will also protect a health professional when giving casual advice or acting as a Good Samaritan. If you are named in a lawsuit, your personal coverage can help if legal costs exceed your employer’s policy or if you share your employer-based insurance with co-workers, thereby limiting your coverage.


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