Finance >> Browse Articles

Browse Finance Articles

  • Rate

    Beware of Higher Tax Bill Before Dropping 401(k)

    Beware of Higher Tax Bill Before Dropping 401(k)
    DES MOINES (AP) — With economic pressures mounting, you may think reducing your 401(k) contribution is an easy way to add money to your paycheck. But before you do, consider how it will increase your tax bill. Many people have become so focused on the recent losses of 30% or more in their account balances that they've forgotten a primary benefit ...
  • Rate

    Retirement Tips from Real People

    Retirement Tips from Real People
    Our readers offer their own tips for what you can do now for a happy retirement: Spend less. Save more. Most of all, make sure you have someone to share your retirement with. Start by living below your means, says Gabe Renzo, 63, of Dearborn Heights, Mich. Young people today, he believes, don't save enough money, and the main reason they ...
  • +1

    How to Apply for Unemployment Benefits

    How to Apply for Unemployment Benefits
    If you've been laid off, the first thing you're likely to stress about is how you're going to replace your income. The government established Unemployment Insurance (UI) to provide unemployment benefits to workers who've been laid off due to factors outside their control. These benefits aim to financially assist them while they're looking for employment. UI is a joint federal-state program ...
    Rated: +1
  • Rate

    Should You Take Advice from Your 401k Provider?

    Should You Take Advice from Your 401k Provider?
    The Pension Protection Act, which both strengthens employers’ existing pension obligations and discourages them from undertaking new obligations, also makes a broader point to US workers: “The overall message of the bill is, you’re on your own,” says James Lange, a lawyer, CPA and author of Retire Secure. Even so, the 2006 law has also made it less daunting for workers ...
  • Rate

    Action Now = Tax Savings in April

    Action Now = Tax Savings in April
    I keep hearing that I should do something or other to improve my tax situation before the year ends. Is there really anything I can do at this point? Whether you are having a good year, rebounding from recent losses, or still struggling to get off the ground, you may be able to save a bundle on your taxes if you ...
  • Rate

    Can Your Personality Help You Weather Tough Economy?

    Can Your Personality Help You Weather Tough Economy?
    Does the economic downturn terrify you? Or are you plotting a new strategy for life with less money? Your reaction offers a peek into your psyche, say researchers who study how personality shapes people's reactions to uncertain times. "People think about themselves and others in terms of typology — you're this type," says researcher Peter Jason Rentfrow of the University of ...
  • Rate

    Personal Finance: 20 Dos & Don'ts for 2009

    Personal Finance: 20 Dos & Don'ts for 2009
    During the worst economic crisis in a lifetime, the right financial decisions are crucial. BusinessWeek asked financial planners for some advice on what to do—or not to do—with your money in the New Year. As we bid farewell to a dreadful 2008, these "resolutions" may help keep your finances on the right track in 2009: h4. 1. Don't try to predict ...
  • Rate

    Protect Your Personal Information in a Disaster

    Protect Your Personal Information in a Disaster
    As we've sadly witnessed from events in recent years, disasters--be it hurricanes, earthquakes or wildfires--are an inevitable fact of life. And just as you might create a disaster plan to protect your house and your personal belongings, you should consider protecting your personal and financial information as well. Think of securing your personal information in the same way you think of ...
  • Rate

    401(k)s: Employer Contributions Get the Ax

    401(k)s: Employer Contributions Get the Ax
    When times are tough, companies find cost savings wherever they can. Now some employers are doing away with the 401(k) match, a benefit once considered almost sacred. The list of companies that have suspended or cut back corporate matching in their defined-contribution retirement plans this year is not trivial. It includes General Motors (GM), Frontier Airlines (FRNTQ), car-rental company Dollar Thrifty ...
  • Rate

    Streamlining Your Personal Financial Documents

    Streamlining Your Personal Financial Documents
    Every week you introduce more paper into your home, in the form of newspapers, magazines, flyers, coupons, schoolwork, correspondence, bills, and other documents. It may or may not be difficult for you to ensure that reading material and advertising is discarded when you are finished with it, but when it comes to financial documents, it can be much more challenging to ...
  • Rate

    Fiscally Unfit

    Fiscally Unfit
    How well are America's workers prepared for financial uncertainties and for the eventuality of retirement? In their own estimation, millions of employees haven't found a secure path to a bright future, whether that future begins in a retirement 40 years from now or at the end of the month, when the bills come due. Those are the disturbing findings of a ...
  • Rate

    Look for Work in Troubled Times

    Look for Work in Troubled Times
    It's hard enough to job hunt in a thriving economy, but now, even the heartiest job seeker may be inclined to roll over and catch a few more z's rather than hit the streets. Don't quit looking before you start. Job hunting requires you to pull out all the stops and take the basics to a new level. You truly have ...
  • Rate

    Mortgages: What You Need to Know in 2009

    Mortgages:  What You Need to Know in 2009
    With all the doom and gloom over housing, you might be surprised to know that this is a fantastic time to get a mortgage. Not if you have poor credit, to be sure. But you can get a great deal on a 30-year, fixed-rate, conforming loan these days if you have a solid FICO score, a manageable debt burden, and proof ...
  • Rate

    Get Back to Work with the Best Deal

    Get Back to Work with the Best Deal
    I once received a letter from a woman who had just gotten a job offer. She had been unemployed for three months and wanted to know if she should accept the offer or try to negotiate for more. She felt the offer was low - less than she had been making at her last job - but was afraid that if ...
  • Rate

    The Layoff Survival Guide

     The Layoff Survival Guide
    This article offers general information on legal and financial matters relating to employment. For specific information relating to your situation, please consult an attorney, financial planner or appropriate government agency. Now that you've lost your job, you need to hurry up and find a new one, right? Wrong. You've got to buck up and tie up loose ends with your ex-employer ...
  • Rate

    Past Bankruptcy Can Haunt Your Job Hunt

    Past Bankruptcy Can Haunt Your Job Hunt
    If you’ve declared bankruptcy in the past, be prepared to defend that decision to a potential employer. It’s illegal for an employer not to hire or promote you because you filed bankruptcy, but it’s sometimes OK to consider bad credit, which usually precedes bankruptcy. Companies often check credit when a job involves finance, accounting, cash or valuable merchandise and when a ...
  • Rate

    Managing Employees on a Minimal Budget

    Managing Employees on a Minimal Budget
    Today's managers are charged with getting the most out of workers no matter what. But the reality is that many managers must coax top performances from their employees while working with a minimal budget that may require salary freezes; cuts in benefits, bonuses or perks; reductions in hours; or even layoffs. If you're faced with a less-than-optimal budget situation, follow these ...
  • Rate

    Bailout Bill Extends Tax Breaks for Individuals

    Bailout Bill Extends Tax Breaks for Individuals
    In 2008, legislation was passed to help rescue US markets and the economy. But did you know that these bailout bills also included a bundle of income tax breaks? The biggest ones are known as "extenders" - popular tax breaks that might seem permanent to most taxpayers, but actually must be renewed every year or two. Stuffed inside the *Emergency Economic ...
  • Rate

    Defusing the Debt Bomb

    Defusing the Debt Bomb
    There's nothing like a little hard-won experience. Personal finance expert Lynnette Khalfani got out of $100,000 in credit-card debt in three years. Now the author of books like "Zero Debt: The Ultimate Guide to Financial Freedom," she writes and speaks about how others can follow her example. BusinessWeek's Ben Steverman recently spoke to Khalfani about the "bling-bling lifestyle" that leads young ...
  • Rate

    10 Things You May Not Know About Your Finances

    10 Things You May Not Know About Your Finances
    1: Medicare doesn't cover nursing home care. Nearly 60% of Americans think Medicare pays for nursing care, and 52% assume that it covers assisted living, according to a 2006 survey by AARP. Not so. Medicare's coverage of long-term care is extremely limited. It'll cover part of the cost of a skilled nursing facility while you recover from an injury or illness. ...
AllHealthcare School Finder

Save time in your search for a degree program. Use AllHealthcare's School Finder to locate schools online and in your area.


* In the event that we cannot find a program from one of our partner schools that matches your specific area of interest, we may show schools with similar or unrelated programs.